All home insurance policies have some exclusions, and coverage for acts of God is no different. Many policies will list specific natural disasters as an exclusion on their policies. But that doesn’t mean you’re left out on your own. To get coverage for act of God exclusions, you’ll need to get insurance riders like hurricane and flood insurance.
What is acts of God insurance?
When it comes to car insurance, acts of God insurance sometimes refers to comprehensive coverage. For homeowners insurance, you're protected against some acts of God (like wind) with a standard policy. But others (like flooding) require a special endorsement. What is an act of God? Are acts of God covered by automobile insurance?
Does insurance cover Act of God events?
Insurance policies typically outline the coverage provided for Act of God events. The Act of God clause helps insurers determine whether a claim is eligible for coverage and under what circumstances compensation will be provided.
